Finance & Legal11 skills

Personal Finance skills for AI agents

11 practitioner-grade personal finance skills, each a focused Markdown document your agent loads into context on demand. Search them from Claude Desktop, Cursor or any MCP client, or pull one with the CLI.

$ npx skilldb search "personal finance"

All 11 skills

Budgeting
Use this skill when users ask about creating budgets, tracking expenses, managing monthly spending, allocating income, or building a household budget. Trigger keywords: budget, expenses, spending plan, cash flow, envelope method, zero-based budget, 50/30/20 rule.
74 lines
Credit Score
Use this skill when users ask about credit scores, credit reports, improving credit, credit utilization, FICO scores, or how creditworthiness is measured. Trigger keywords: credit score, FICO, credit report, credit utilization, credit history, credit bureau, Experian, TransUnion, Equifax, creditworthy.
75 lines
Debt Management
Use this skill when users ask about paying off debt, debt consolidation, managing student loans, credit card debt strategies, or becoming debt-free. Trigger keywords: debt payoff, snowball, avalanche, consolidation, student loans, credit card debt, minimum payments, interest rates, debt-free.
75 lines
Emergency Fund
Use this skill when users ask about building an emergency fund, rainy-day savings, financial safety nets, or how much cash to keep on hand for unexpected expenses. Trigger keywords: emergency fund, rainy day, savings buffer, financial cushion, unexpected expenses, job loss, liquid savings.
74 lines
Estate Planning
Use this skill when users ask about wills, trusts, beneficiary designations, estate taxes, power of attorney, healthcare directives, or passing wealth to heirs. Trigger keywords: estate plan, will, trust, beneficiary, inheritance, probate, power of attorney, healthcare directive, estate tax, legacy.
78 lines
Financial Independence
Plan and pursue financial independence through strategic saving, investing, and lifestyle design. Trigger keywords: financial independence, FIRE, early retirement, financial freedom, passive income, safe withdrawal rate, FI number.
78 lines
Insurance Planning
Use this skill when users ask about types of insurance, coverage needs, choosing policies, health insurance, life insurance, or risk management through insurance products. Trigger keywords: insurance, coverage, premium, deductible, life insurance, health insurance, disability, liability, term life, whole life, umbrella policy.
79 lines
Investing Basics
Use this skill when users ask about starting to invest, understanding investment vehicles, asset allocation, portfolio construction, or market fundamentals. Trigger keywords: stocks, bonds, ETFs, mutual funds, index funds, portfolio, asset allocation, compound interest, dividends.
73 lines
Retirement Planning
Use this skill when users ask about planning for retirement, choosing retirement accounts, calculating retirement needs, withdrawal strategies, or Social Security optimization. Trigger keywords: retirement, 401k, IRA, Roth, pension, Social Security, retirement income, FIRE, withdrawal rate.
76 lines
Tax Planning
Use this skill when users ask about reducing tax liability, tax-advantaged accounts, deductions, tax brackets, capital gains, or tax-efficient strategies. Trigger keywords: taxes, deductions, tax bracket, capital gains, tax loss harvesting, 401k tax, Roth conversion, tax planning, withholding.
82 lines
Us Credit Score Strategy
US credit repair and score optimization expertise. Covers FICO mechanics, credit utilization math, bureau dispute logic, credit building strategies, and recovery timelines.
123 lines